Integrated Wealth Management for a Life Well-Lived.
Our services are deeply personalized, holistic in scope, and grounded in decades of academic research and real-world experience.
Full Service Wealth Management
At Factor Wealth Management, we provide more than investment advice — we deliver a fully integrated financial partnership designed to support every stage of your financial life. Whether you're building wealth, planning for retirement, or preparing your legacy, we help you make smart financial decisions with clarity, confidence, and intention.
Comprehensive Financial Planning
Your life is dynamic — your financial plan should be, too. We start by understanding your goals, values, and current financial landscape, then craft a personalized strategy that covers every facet of your financial life. From retirement timelines to income planning and budgeting, we develop flexible roadmaps that adapt as your life evolves. This isn’t a one-time exercise — it’s an ongoing partnership grounded in thoughtful strategy and clear communication.
Tax Planning & Coordination
Taxes touch every part of your financial life, and thoughtful planning can make a major difference in your long-term outcomes. We work closely with your CPA — or collaborate with our trusted tax partners — to ensure that your portfolio, withdrawals, charitable giving, equity compensation, and year-end strategies are optimized for tax efficiency. Our goal is simple: help you keep more of what you’ve earned.
Charitable Giving Strategy
Philanthropy is personal, and we help you give with purpose. Whether you’re setting up a donor-advised fund, gifting appreciated stock, or involving your family in charitable decision-making, we create thoughtful strategies that reflect your values and maximize impact. Our approach ensures your giving is aligned with both your heart and your financial plan.
Evidence-Based Investment Management
We don’t believe in chasing markets or relying on hunches. Our investment approach is based on decades of Nobel Prize-winning research and the science of capital markets. We build globally diversified portfolios that align with your long-term goals and risk tolerance, while focusing on low costs, tax efficiency, and disciplined rebalancing. Your assets are held securely with Charles Schwab, giving you full transparency and peace of mind.
Estate Planning Guidance
We believe your legacy should reflect your values — not just your net worth. Working alongside your estate attorney or through our network of legal professionals, we help guide the creation and implementation of strategies to protect your wealth and pass it on according to your wishes. From trust coordination to beneficiary reviews and multi-generational planning, we ensure that your estate plan supports both your financial and personal goals.
Team Coordination & Oversight
As your financial quarterback, we take the lead in coordinating with your broader team of professionals — including accountants, attorneys, insurance advisors, and business consultants. By aligning everyone around a shared strategy, we reduce friction, close communication gaps, and ensure that all aspects of your financial life are working in harmony.
Independent Advice. Institutional Protection.
In an industry increasingly dominated by large institutions, we’ve chosen a different path. At Factor Wealth Management, we remain fiercely independent — not because it’s easy, but because it’s right. Your future deserves more than a sales quota or a corporate agenda. It deserves a partner you can trust.
As a fiduciary, our advice is always in your best interest — no commissions, no product pushes, no hidden incentives. That independence is at the core of everything we do.
To ensure your assets are protected with the highest standards of security and transparency, we’ve selected Charles Schwab as our primary custodian. While we guide your strategy, Schwab provides the infrastructure to custody your investments — offering institutional-grade protection, seamless access, and trusted reporting.
With Factor, you get the best of both worlds: Unbiased, personalized advice — backed by the strength of Schwab.