Wherever life takes you, we’re right there at the helm.
For over 35 years, Factor Wealth Management has helped clients across North America make smarter financial decisions — decisions rooted in trust, discipline, and evidence, not speculation.
We are an independent, fiduciary wealth management firm built to serve those who value clarity today, confidence for tomorrow, and security for generations to come. Our mission is to deliver personalized, transparent, and academically grounded financial guidance with a level of service and care rarely found in the industry.
Why “Factor”?
Our name reflects our approach: we focus on the factors that matter — the proven drivers of long-term investment success, and the personal variables that shape your financial life. We embrace a low-cost, evidence-based investment philosophy backed by decades of academic research, including Nobel Prize-winning studies on the science of capital markets.
But we don’t stop at investments. We look at the whole picture — tax, estate, retirement, charitable giving, and risk — to craft a coordinated strategy that aligns with your goals, values, and legacy.
Our Difference
What sets Factor Wealth Management apart isn’t just what we do — it’s how we do it.
Fiduciary First – As a fee-only fiduciary, we are legally and ethically bound to put your interests first — always. We don’t earn commissions or other sales related income. We strive to provide transparent advice that is fully aligned with your goals, not ours.
White-Glove Service – We maintain deep, personal relationships with our clients and provide a boutique, concierge-level experience.
Disciplined & Data-Driven – Our process is structured, scaleable, and grounded in over 80 years of financial science — not fads or gut feelings.
Unmatched Retention – Our growth is fueled almost entirely by referrals. Our goal is to build client relationships that last.
Who We Serve
We work with high-net-worth individuals, families, and business owners who are navigating major financial decisions — retirement, succession, legacy planning, and beyond. Many of our clients are:
Entrepreneurs preparing for a liquidity event
Professionals seeking a trusted partner in retirement
Families planning for generational wealth transfer
Individuals who’ve outgrown traditional advisors
Our clients come to us for clarity. They stay with us for decades.